Insurance Services Built Around Your Situation
Insurance is the part of a financial plan nobody enjoys discussing, and the part that decides whether the rest of the plan survives a bad week. It is also the product category with the widest gap between what people pay and what they actually need.
We are not tied to a single carrier. We compare life, health, auto, home, umbrella, disability and business policies across multiple insurers and present you with a shortlist that explains, in plain terms, what each one does and does not cover when the claim actually happens.
The most valuable thing we do is the annual review. Policies bought ten years ago almost never match the life they were bought for — a marriage, a child, a mortgage, a business, a change of health. We re-test every policy against your current circumstances and tell you when to increase cover, when to reduce it, and when to simply leave it alone.
What You Get
- Protecting a family's income after the death of a breadwinner
- Covering a mortgage so the home is never at risk
- Replacing lost income during long-term illness or injury
- Bundling auto and home cover to reduce total premium
- Insuring a small business against liability and property loss
- Adding umbrella protection above existing policy limits
Quick Facts
- Policy types — Life, health, disability, auto, home, umbrella, business
- Carriers compared — Multiple — we are not tied to one insurer
- Quote turnaround — Typically 1 – 3 business days
- Life cover available — Up to $5,000,000 depending on underwriting
- Annual review — Included at no extra cost
- Claims support — We assist with filing and follow-through
- Existing policies — Reviewed free of charge, even if placed elsewhere